Rental Loans

Build Your Rental Portfolio with 5/1 ARM, 7/1 ARM, 10-Year Interest-Only, & 30-Year Fixed Terms

Introducing the Long-Term Rental Loan Program from DLP Lending

Get a Partner for the Long Term with DLP Lending. Our Rental loans offer 5/1 ARM, 7/1 ARM, 10-year interest-only, and 30-year fixed terms with flexible, competitive terms on single-family and multi-family properties. Bridge your existing flip loan into this program, or build your portfolio with our high leverage purchase, refi, and cashout options.

  • 5/1 ARM, 7/1 ARM, 10-year interest only, & 30-year fixed terms
  • Single family, multi-family (2-4 units), townhouses, and condominiums
  • Rates from as low as 3.99%
  • No income qualification required
  • DSCR from 1.00x
  • Loan amount up to $2,000,000

It Just Takes a Couple Steps to Get Financing for Your Rental Property

We make it simple. Just fill out an application, and our in-house underwriting team will get to work. We’ll work with you to lock in the best rate and terms for your deal; plus, we cut out the middle man, so your loan can close faster than traditional lenders, with less red tape.

1. Submit Your Application

Fill out our online application with the details of your deal. A DLP Lending Professional will review and help evaluate your next steps.

2. Get Approved

With flexible terms, low rates, low minimum FICO, LTV up to 80% (up to 75% on Cashout), and no income qualification, you can get your Rental loan approved quickly.

3. Generate Income

Build your existing portfolio or turn your flip into a buy-and-hold strategy. Our Rental loans are designed to help you generate a strong portfolio and create wealth over the long term.

We Make it Even Easier with Easy-to-Follow Lending Terms

Our lending terms are designed to be borrower-friendly, and are built on our common sense approach to underwriting. We’re here to deliver best-in-class support, and we know how quickly deals need to be done. Take a look at our terms below, and see if DLP Lending is the right capital partner for you.

Property Type

Single Family Residential, Multi-Family (2–4 Units), Townhouses, Condominiums


Purchase, Refinance, Cashout

Lending AreaAL, AK, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MD, MI, MS, MO, MT, NE, NJ, NY, NC, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WV, WY
Loan Amount$75,000 to $2,000,000
Interest RateFrom 3.99%
LeverageUp to 80% LTV (Up to 75% LTV for Cashout)
Loan Term5/1 ARM, 7/1 ARM, 10-Year Interest Only, 30-Year Fixed
Income VerificationNone
Minimum FICO660
Appraisal & Inspection Fees

From $695 (paid upfront, pass-through cost)

Loan Origination Points

From 1.75%

Processing & Underwriting FeeFrom $995 (paid at settlement)
DSCRFrom 1.00x

For full lending terms, please download our Term Sheet PDF.


Not all borrowers will qualify for the lowest rate. Some exclusions apply by state.

Ready to Get Started on Your Next Real Estate Investment?

Speak with a Lending Professional by calling 1-484-285-8830 or fill out the form below.