New Construction Loans

Scale into new construction with leverage on up to 100% of construction


Partner with DLP Lending on your next build. Our New Construction loans offer flexibility when it comes to getting capital for your next project, with up to 100% of construction covered. We pride ourselves on speed and efficiency to help you close quickly.

  • Close your deal in as few as 5 days
  • 100% of construction costs and up to 90% of total project costs
  • Up to 70% ARV
  • Rates from as low as 8.99%
  • Borrower-friendly structure with low fees
  • 6 to 12 month loan terms with 6 month extension option

It Just Takes a Couple Steps to Get Started on Your New Construction Project

We make it simple. Just fill out an application, and our in-house underwriting team will get to work. We’ll work with you to lock in the best rate and terms for your deal; plus, we cut out the middle man, so your loan can close faster than traditional lenders, with less red tape.

1. Submit Your Application

Fill out our online application with the details of your deal. A DLP Lending Professional will review and help evaluate your next steps.

2. Get Approved

Our low rates and high leverage, combined with speed-to-close, allow you to get started on your project quickly and turn your blueprints into an investment.

3. Start Building

Once you’ve received your funding, you can get started on construction! Receive draws as your project progresses, and you get closer to completion.

We Make it Even Easier with Easy-to-Follow Lending Terms

Our lending terms are designed to be borrower-friendly, and are built on our common sense approach to underwriting. We’re here to deliver best-in-class support, and we know how quickly deals need to be done. Take a look at our terms below, and see if DLP Lending is the right capital partner for you.

Property TypeSingle Family Residential, Multi-Family (1–4 Units), Small Development
Exit StrategyBuild to Sell, Build to Rent
Lending AreaAL, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MD, MO, MS, NC, NE, NJ, OH, OK, PA, SC, TN, TX, UT, VA, WA, WI, WV
Max LTV100% of construction costs and up to 90% of total project costs
Max ARVUp to 70%
Interest RateFrom 8.99%
Loan Term6 to 12 months (no pre-payment penalty)
Up to 6 month extension option
Upfront AppraisalFrom $695 (paid upfront, pass-through cost)
Loan Origination PointsFrom 1.5%
Processing & Underwriting FeeFrom $995 (paid at settlement)
Interest ReservesUp to 6 months
Draw Inspection FeesFrom $150

For full lending terms, please download our Term Sheet PDF.


Not all borrowers will qualify for the lowest rate. Some exclusions apply by state.

Ready to Get Started on Your Next Real Estate Investment?

Speak with a Lending Professional by calling 1-484-285-8830 or fill out the form below.